:root{
  --bg:#080706;
  --bg2:#0f0c09;
  --panel:rgba(20,16,12,.88);
  --panel2:rgba(28,21,15,.92);
  --text:#f7efe4;
  --muted:#bcae9b;
  --gold:#e2aa4b;
  --gold2:#ffd889;
  --wine:#7a1e24;
  --line:rgba(226,170,75,.22);
  --shadow:0 25px 80px rgba(0,0,0,.45);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);
  background:
    radial-gradient(circle at 10% 0%,rgba(122,30,36,.18),transparent 32%),
    radial-gradient(circle at 90% 8%,rgba(226,170,75,.14),transparent 28%),
    linear-gradient(180deg,#080706 0%,#0d0a08 100%);
  line-height:1.72;
}
a{color:var(--gold2);text-decoration:none}
a:hover{text-decoration:underline}
.shell{width:min(1180px,92%);margin:0 auto}
.topbar{
  display:flex;justify-content:space-between;align-items:center;
  padding:18px 0;border-bottom:1px solid var(--line)
}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.02em}
.brand img{width:44px;height:44px;border-radius:12px;object-fit:cover;border:1px solid var(--line)}
.nav a{margin-left:18px;color:#dfd1bd;font-size:.95rem}
.hero{
  position:relative;min-height:520px;display:flex;align-items:flex-end;
  overflow:hidden;border-bottom:1px solid var(--line);
  background:
    linear-gradient(90deg,rgba(8,7,6,.96) 0%,rgba(8,7,6,.78) 48%,rgba(8,7,6,.30) 100%),
    url("assets/header.jpg") center/cover no-repeat;
}
.hero:after{
  content:"";position:absolute;inset:auto 0 0 0;height:180px;
  background:linear-gradient(180deg,transparent,rgba(8,7,6,.98))
}
.hero-inner{position:relative;z-index:1;padding:90px 0 80px;max-width:760px}
.kicker{
  display:inline-flex;align-items:center;gap:8px;
  padding:7px 12px;border:1px solid var(--line);border-radius:999px;
  color:var(--gold2);background:rgba(226,170,75,.07);
  font-size:.8rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase
}
h1{
  margin:18px 0 14px;
  font:700 clamp(3rem,7vw,6.7rem)/.92 Georgia,"Times New Roman",serif;
  color:#fff4de;letter-spacing:-.04em
}
.hero p{max-width:680px;color:#d6c8b7;font-size:1.08rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:12px 18px;border-radius:14px;border:1px solid var(--line);
  font-weight:800
}
.btn-primary{background:linear-gradient(180deg,#f2c161,#c98526);color:#1a1107}
.btn-secondary{background:rgba(255,255,255,.03);color:#f7ead7}
.section{padding:72px 0}
.grid{
  display:grid;grid-template-columns:260px minmax(0,1fr);
  gap:30px;align-items:start
}
.toc{
  position:sticky;top:20px;
  background:linear-gradient(180deg,rgba(22,17,13,.95),rgba(12,10,8,.97));
  border:1px solid var(--line);border-radius:22px;padding:20px;
  box-shadow:var(--shadow)
}
.toc strong{display:block;color:var(--gold2);margin-bottom:8px}
.toc a{display:block;color:#d7c8b4;padding:6px 0;font-size:.92rem}
.policy{
  background:linear-gradient(180deg,rgba(18,14,11,.96),rgba(12,10,8,.98));
  border:1px solid var(--line);border-radius:26px;padding:36px;
  box-shadow:var(--shadow)
}
.policy section+section{margin-top:38px;padding-top:30px;border-top:1px solid var(--line)}
h2{
  margin:0 0 12px;
  font:700 1.75rem Georgia,"Times New Roman",serif;
  color:#ffe3a6
}
h3{margin:22px 0 8px;color:#f2c977}
p,li{color:#e9dcc9}
ul{padding-left:22px}
.note,.provider{
  margin:16px 0;padding:18px 20px;border:1px solid var(--line);
  border-radius:16px;background:rgba(226,170,75,.05)
}
.provider{background:rgba(255,255,255,.025)}
.meta{
  display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:20px;
  color:#c8b9a5;font-size:.92rem
}
.contact{
  padding:18px 20px;border:1px solid rgba(122,30,36,.36);
  border-radius:16px;background:rgba(122,30,36,.10)
}
.footer{
  border-top:1px solid var(--line);padding:28px 0 44px;color:var(--muted);
  font-size:.9rem
}
.home-card{
  padding:26px;border:1px solid var(--line);border-radius:22px;
  background:linear-gradient(180deg,rgba(22,17,13,.94),rgba(12,10,8,.96));
  box-shadow:var(--shadow)
}
.home-card h2{font-size:2rem}
@media(max-width:820px){
  .nav{display:none}
  .hero{min-height:460px;background-position:62% center}
  .hero-inner{padding:74px 0 62px}
  .grid{grid-template-columns:1fr}
  .toc{position:relative;top:auto}
  .policy{padding:24px}
}